Comments for Home Loan Mortgage

Comment on Can a person on the title but not the mortgage stop me from refinancing? by billy b

billy b — Tue, 15 Jun 2010 07:21:59 +0000

HMMMM is correct. He can stop the sale.
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Comment on Can I get all home loan rates in INdia? by Rohit S

Rohit S — Tue, 15 Jun 2010 07:09:59 +0000

checkout this link

http://www.rupeenow.com/Home-Loan-Rates.html
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Comment on What’s the difference between home loan modification and mortgage refinancing? by James G

James G — Tue, 15 Jun 2010 06:53:59 +0000

Home loan modification is modifying the existing terms and conditions of your current mortgage. Usually a fee is required upfront. It usually takes about 90 days. On average this fee amounts to about 3000 dollars. Usually a modification is done only when you present a significant risk to the lender, such as upside down mortgage, loss of job, illness, or a drastic increase in rate or payment usually you are behind in your payments. No credit check is required.

Mortgage refinancing is selling your existing mortgage note to another lender by increasing the loan amount to cover the costs associated with the refinance. Usually this ends up costing you more money than a mortgage modification about 3000 dollars for every 100000 dollars financed. You need good credit to refinance.
References :
I’m an independent contractor for an excellent mortgage modification company and also a loan officer for a broker. I have about ten years experience in this field. James 909-567-1674

Comment on Do you think home loan rates may be go down ? by Greenfin

Greenfin — Tue, 15 Jun 2010 06:44:59 +0000

If you’ve never had a loan before, the good news is that assuming you have a good credit rating, rates have edged downwards in recent weeks. However, you may be totally confused about what to look for, so we’ve compiled a list of 10 things you need to know before you make an application.
References :
http://www.home123.com

Comment on Can a person on the title but not the mortgage stop me from refinancing? by daddyq17

daddyq17 — Tue, 15 Jun 2010 06:39:59 +0000

He can block you. You have your appraiser. He should have his appraiser. Next let the 2 appraisers select a third appraiser. Then take an average of all 3 appraisal. That should be fair.
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Comment on Can a person on the title but not the mortgage stop me from refinancing? by HMMMMMM

HMMMMMM — Tue, 15 Jun 2010 06:32:59 +0000

Yes. The person on the title can block your attempt to refinance. You can wait to sell, but he will have the same veto power over any contract offer as well.
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Comment on Can I get all home loan rates in INdia? by Naren

Naren — Tue, 15 Jun 2010 06:30:59 +0000

Hi friend getting loan is one of the easiest thing in our life.Go to different banks if you are denied at one bank.Take a look into below link to get more details.
Visit = > http://gettheloan.notlong.com
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Comment on Do you think home loan rates may be go down ? by Jayden

Jayden — Tue, 15 Jun 2010 06:30:59 +0000

When applying for a home loan your credit report will be reviewed and you may be required to provide a number of other details, including: Employment and income records, Tax Returns for the last few years List of assets, List of liabilities and what you owe, Your budget showing monthly living expenses so that you can demonstrate an ability to pay.

http://www.worldbestloans.com/homeloans.htm

With this information you and your lender will be able to determine the kind of home loan and size of the right mortgage for you. In some cases, you can obtain a pre-approval or pre-qualified certificate, which shows how much you can borrow so that you can then shop for homes in an appropriate price range.
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Comment on Why are home loan rates higher for non-occupied owners? by Landlord

Landlord — Tue, 15 Jun 2010 06:22:59 +0000

Rental property tends to appreciate less, even depreciate (in a normal market, not the one for the last year) where owner occupied does not. There is also a higher risk of losing the property completely to neglect, fire, etc as renters simply do not take care of the property, even basic cleaning. Most of the time the average person can tell the difference between owner occupied and a rental just be looking at the house. Of course there are exceptions, owners who are slobs and renters who treat the house as if they own it, but for the most part the two groups of people treat property completely differently.
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Comment on Can I get all home loan rates in INdia? by indoracle

indoracle — Tue, 15 Jun 2010 06:20:59 +0000

Try http://ratekhoj.com. I have found Ratekhoj.com to be an excellent site to get home loan rates from most leading Bnaks in India. Compare fixed and floating home loan rates and they also give other useful info such as fees, eligibility, margins etc. Definitely check it out.
References :
http://www.ratekhoj.com